0% Interest Finance & Payment Plans

Payment Plan

At Babygear we offer a choice of a traditional Lay-away payment plan or a range of 0% finance provided by and  FCA approved finance house via our facilitator Divido.


The Babygear Payment Plan

The Babygear payment plan* makes budgeting for baby easier. 

Simply let us know in an email the products you want to order, we will send you your deposit and payment details, along with the terms & conditions. If you are happy, then it is easy to make the payments online or in store.

Once you have completed your payments we will send your items.

Except in a few cases, our payment plan is not available on special offers. Please note we will need a minimum regular payment, but you can pay any amounts above this whenever you wish.

The Babygear Payment Plan is not finance, there are no credit checks. It is simply a structured version of the old lay-away service pram shops used to offer, so parents could save for their baby needs. 


Example

Prams price £1000 with 5 Months to your required collection date.*

Deposit £200, followed by 4 minimum monthly payments of £200. 

You can pay more if you wish, when you wish.

No Credit checks required for our Store Payment Plan




0% Finance via Divido

If a regular payment plan does not have enough months to provide managable payments or if you need the goods now then the Divido finance option mey be for you. Ideal if your favourite pram is just outside your budget on our traditional payment plan.

successful applicants have access to 0% finance over 6, 9, 10 or 12 months on selected prams and nursery furniture over £400, helping you spread the cost or making it easier to get that special pram you always wanted. 

Simply add the items to your basket. At the payment stage of checkout you will have the option of paying by finance. This will provide an instant breakdown of deposit and payments over your chosen period. If you go ahead you will be redirected to Divido, where you can apply in just a few simple steps. Once you have been approved we will be in touch to arrange shipment of your goods. 

At Babygear we always recommend you obtain advice before taking out any form of finance commitment. Even with 0% interest you will be committing to a finance agreement with a fianance company.

Always make sure the payments are affordable. Remember your contract will be with the finance provider. Other than a warranty issue Babygear has no further involvment in your payment once the finance provider has purchased the goods from us on your behalf.

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The Baby Studio Ltd acts as a credit intermediary. Finance options are provided by Divido Financial Services Limited in association with Omni Capital who is authorised and regulated by FCA.

Omni Capital Retail Finance Limited (07232938) Registered office 10 Norwich Street, London, England, EC4A 1BD

Finance available subject to age and status. Terms and conditions apply.

Babygear is the trading name of The Baby Studio Ltd

Registered Office The Old School, Gundry Lane, Bridport, Dorset, DT6 3RL


 *For the Babygear Payment Plan (Lay-away service)  All payments must be complete before the goods can be released.